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Showing posts from January, 2017

What Gets Better As We Age?

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Aging brings a new awareness of limitations. Physical and health-related issues are part of the reality of living. Just a few years ago, things we could do without much strain are more difficult. We must work harder to remain fit and energetic. At the same time, several aspects actually improve. In meaningful ways, our life can become richer and easier as we turn each page of the calendar. LIfe's experiences help us in very important ways. As we move through the last few days of the first month of a new year, let's look at some of the things that tend to get better as we age: 1. We are less concerned with comparing ourselves to others.  By now, we know ourselves well enough to stop constantly comparing ourselves to others. We know there are people who are better looking than us, have more money or fame than we do, are taller, or thinner, more athletic or smarter and there is nothing we can do to change those differences. Importantly, we care less about any of that as measures o

Friendship and Retirement: Not a Simple Combination

Maybe it was because I worked for myself for so many years. Maybe it was because I tried working for big corporations and found I didn't play well in a big sandbox. Maybe it is just part of my personality. Whatever the reason, I never had very many close friends.  My business as a consultant required lots of acquaintances: clients, industry contacts, friendly competitors, and suppliers. But, those were not the type of relationships that led to enduring friendship. Because I was on the road for many days each year, I never developed many close friendships on a social level at home, either. My wife will admit she wasn't much better. Unfortunately, I carried that situation into retirement. If Betty and I wanted to do something with another couple, we would scramble to think of who to invite. Usually, that meant we would involve family, or do things as just the two of us. One unexpected benefit of blogging was the start of several on-line, virtual, friendships. Regular readers beca

Six Things That Will be Different in 10 years

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The end of an old year tends to bring out the predictor urge in many of us. We look back at the 12 months that is now in the history books and wonder what the new year will bring. Instead of looking ahead only a few months, I thought it would be fun to leap forward a decade. What will be different in 2027? What things that we take for granted today may not exist in their present form in 10 years? Here are a handful that might come to pass: 1) Black Friday will have passed away from lack of interest and the steady shift to Internet shopping . Already Americans are buying more online during the holidays than at brick and mortar stores. That trend will only accelerate. The idea of rushing out to shop right after Thanksgiving dinner, or getting in line at 5:00 AM for a chance to save on a PlayStation will be a distant memory. Such a shift will also mean the end to many of the physical stores that populate our malls and strip centers. 2) Retirement will be later for the majority of folks.

My Retirement Shortcomings

Satisfying Retirement  is a pretty positive place to learn about retirement. If you are looking for help in preparing for your retirement, or want some ideas on how to make this stage of your life joyful and productive, there are all sorts of informational resources available here. These past 15 years have been a very positive time in my life. Disclaimer I would be less than honest, however, if I didn't admit when I have been wrong about some things retirement-related. Everything has not been a bed of roses. So, here is a list of how my retirement life has fallen short in some ways. If any of these have happened to you, know you are in good company. If you have avoided these screwups or missed opportunities, congratulations!  * I was unhappy in my job for too many years before I had the gumption to make the decision to leave the work world behind. I wasn't bringing my best to my clients and I was shortchanging myself. * I wasted the first two years worrying about everything, fr

A Satisfying Retirement on a Limited Budget

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It is easier to lead a  satisfying retirement  if you have few financial worries. While money certainly doesn't buy happiness, few would argue that your options for living how and where you choose are more likely to happen the fatter your investment portfolio. So, this post isn't for you. On the other side of the issue, much of the popular press would have us believe we are doomed to a future of diminishing opportunities and darkening skies. I disagree. Yes, way too many seniors have been put in a very tough position by recent events and they will struggle. They may have to choose between buying some medicines and skipping meals. For the richest country in the world to allow that to happen is, in my view, criminal. So, who am I writing for today? This is for those who have a retirement income that is sufficient for our needs and allows for satisfying an occasional want. The Great Recession may still affect what we can afford and how we live. We have likely downsized some of our

Your Definition of Retirement Success

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The last time I checked, Amazon had over 9,000 books for sale that dealt with one or more aspects of retirement. I would guess that most of them tell you to have a successful retirement by following their guidelines and rules.  Regular readers of this blog know it isn't that simple. Each  satisfying retirement is unique. Suggestions are tremendously helpful. Past experiences should be considered. Obviously, I trust this blog passes on some thoughts that help you decide how to build your retirement. But, the bottom line is, there is no blueprint we can follow that guarantees success. Each of us takes pieces and parts we learn about, mix those with our own goals, personality, and resources, and move forward on our journey. One thing that is very helpful in this process, is to read what others have done. Sometimes, those experiences will cause us to consider a new path or a readjustment. Other times, we will glimpse a caution light that tells us to proceed with care. And, then there

Quiet Time is Never a Waste of Time

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Followup: I will blame it on the eggnog and staying awake until 12:30 AM on New Year's Eve. Replacing the word  Retirement  with  Re-Vision  is a non-starter for this blog. I asked the question, knowing that you would tell me exactly what you thought and why. I depend on you, dear reader, to help me stay on track and keep my focus on what you expect on these pages. While a few comments voiced support for the idea of  re-vision  being a good replacement for retirement, the "No" votes were more persuasive. I think the word,  re-vision , might reappear on occasion as part of a blog post, but not become the official name of the blog, nor is it destined to become the new word for retirement.  There were several excellent suggestions, though, that you can expect to see appear in future posts.  So, back to the subject at hand: This is the time of year when those of us who live in the desert southwest come out to play. After 5 months of non-stop heat, temperatures are finally pe

A Satisfying Retirement Re-Vision

Retirement is a poor word to describe what happens to many of us after our working days are over. It implies ceasing to do much of value, withdrawing, concluding something. It means the end of something but not the beginning of something else. It suggests leaving an active life behind for one of leisure. While that depiction of retirement was probably a better fit for earlier generations, today nothing could be further from the truth. With a decent commitment to healthy living, using our financial resources wisely, and filling our days with activities that motivate and please us, this stage of life can easily last twenty or even thirty years. That is much too long for us to be content with simply filling our days with golf or reading, TV, naps, and having dinner at 4pm! Along with everyone else who has been blogging, writing books, producing TV shows, or otherwise being involved with this stage of life, I have been searching for a word to replace retirement. Retread, reboot, and reima