crylam

The 2012 Data Breach Investigations Report posted via the Verizon RISK Team disclosed that there had been 855 facts breach incidents and 174 million compromised statistics that took place in 2011. In contrast to the 2011 investigative report, there was an boom of 94 records breach incidents and an overwhelming one hundred seventy million compromised information. These alarming information display that properly-completed cyber assaults resulting in a a hit statistics breach almost doubled within the past year. Today, the danger of cyber attacks maintains to monopolize news headlines round the arena as cyber criminals more and more use the internet to implement a mass generation of malware exploits. Cyber assaults have now evolved right into a common and pricey incident with an increasing number of businesses turning into a victim of at the least one facts breach inside the past year. According to the Ponemon Institute, "the possibilities of an organisation being hacked in a 12-mont...

The post,  from a few weeks ago,  Being a Penny Pincher Even if You Don't Have To , had some excellent thoughts on being frugal without being cheap. Saving money is all about balance: cutting back where you can to be able to afford things you want. Retirement brings financial caution into focus, but it is also a time of life when we appreciate the difference between needs and wants, instant gratification and wise delays. Several of the comments talked about being aware of our "footprint," those things we do that can have a negative impact on the earth's soil, water, and air. Being diligent about recycling, a focus on how much food is thrown away, composting, using rainwater for gardens, cutting back to one car - all are good for our budgets and our earthly home.  That raised some questions for me about what small steps we can take to help be more friendly to the environment: the air we breathe and the water we drink, the landfills that we fill with our tras...

A previous guest post, Downsizing To a Forever Home , generated some interesting comments about where to retire: an urban setting, long time home in the suburbs, smaller town, or in a more rural setting. Author, Barbara Hammond and husband, Dave, moved from Philadelphia to the seaside town of Cape May, New Jersey. She says the couple have found the perfect place to put down roots. It has a busy, resort feel in the summer and a quiet, locals only vibe during colder weather. That post prompted a suggestion to ask some follow up questions about the benefits and pitfalls of each retirement choice. Betty and I gave serious thought last year to a move to downtown Phoenix. After 30 years in our suburban Scottsdale home we liked the idea of a more vibrant environment, public transportation, and being close to restaurants, theaters, museums, and sporting venues. The smaller housing options were what we thought we wanted, too.  Well, that wasn't our final choice. Being close to fam...