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"The purpose of life is to live it, to taste experience to the utmost, to reach out eagerly and without fear for newer and richer experiences" – Eleanor Roosevelt Daryl and Mary are a couple that spend their winters in the Phoenix area. Betty and I have lunch with them a few times each season and enjoy their company. We swap RV stories and have a good time together. The last time we shared a meal, Daryl suggested I write a post using the title you see above. The idea has been on a back burner for several months, so I am past due in following up on his idea.  After running across Eleanor Roosevelt's quote, I decided now is the time. Regular readers know I am preparing to leave on a 2 month RV trip  in a few days. We will be heading east to see family and add at least seven or eight states to our RV map. There will be an additional benefit: we will miss September, the last month of 100 degree Phoenix weather. When we return it should be in the 70's and perfec...

The interest in having a happy retirement is pretty much universal. While the bulk of my readership comes from America, Australia supplies a  healthy percentage of S atisfying Retirement  readers. Maybe that is why I was contacted not long ago by a fellow from that country who wanted to share some interesting survey results with me. David Schneider pointed me to the results of an ageism research project that shows real and pervasive discrimination against Baby Boomers trying to reenter the work place. While I have no comparable study for the U.S. or other countries, I assume there is a similar problem in any developed country. A few of the results of the study include these sobering findings: * More than one in three people over-50 (35%) have no choice but to apply for new work or embark upon a career change later in life – half of them because they need the money. So, factoring in what we know about Western culture and its tendency to marginalise those who are ...

A Satisfying Retirement is built on a solid foundation of financial, relational, and emotional support. Without enough income, family or friends, and ways to use free time productively, what could be the best time of your life may fall short. I will add one more element that is often overlooked: vacations. Does that seem odd? After all, isn't retirement one, long, vacation? Well, no, it is not. The responsibilities and hassles of everyday life don't stop when your paycheck does. The need to shake things up a bit, get a fresh perspective, and collect new experiences is just as important after you leave the full time employment world.  My wife and I enjoy RV travel. While we are on the road only a few months each year, there is a satisfaction and stimulation from motorhome travel that is hard to match. If you are considering the RV lifestyle, let's see if these seven reasons convince you to take the plunge: 1. The freedom of traveling with your ho...

I have never met a retiree who is trying to "fail" at having a satisfying retirement . By fail, I mean spending time worrying instead of enjoying, stagnating instead of experiencing, and second-guessing major decisions. We expect retirement to be the payoff for years of working, commuting, saving, and delayed gratification. Does it always work that way? For too many of us the answer is, "No."  I believe there are five definite traits and decisions that separate the truly "successful" retirees from the rest of us. While things would run more smoothly if we exhibited these attributes well before the end of our full time working life,   the good news is that any of us can improve the quality of our retirement journey by adopting them now. 1) See retirement as a beginning not an ending. For many of us, what we do for a living defines us. Our job or career controls how we think of and describe ourselves. "What do you do" is the first question virtuall...

My Darling Grandchildren, Much of what I want to tell you in this letter won't make much sense to you yet. You are still young enough that everything is made safe and right by your mom and dad, brother or sisters. You have two sets of grandparents who live nearby, see you often, and love you very much. You have an aunt who would give her life for you. An uncle and your cousins are frequent visitors. God loves you and has your future well in hand. Things that happen in your world all make sense. You have food to eat when you are hungry and a bed to sleep in when you are tired. You have favorite toys and lots of books. A swimming pool keeps you and your family cool in the summer.  Your days are free of danger and fear. You are very lucky and blessed to have this time in your life. Many other little boys and girls around the world do not have what you do. They are not bad or less deserving but have a much tougher time growing up to be happy and healthy. As you grow...

How many of us dream of packing up our belongings and moving to Hawaii? The lure of endless sunshine, warm temperatures, seeing the ocean every day, and living close to nature are powerful pulls. How many of us actually make that change? Blogger Laura and husband Brett are one couple that left rainy and chilly Portland for the perpetual summer of Kauai. After a few years of diligent research, serious downsizing, and a willingness to make major lifestyle adjustments, they made their dream a reality. Laura is a regular reader of Satisfying Retirement. I asked her to share her story. She graciously agreed and has provided me with a wealth of information. Her own blog, The Occasional Nomads , provides a fascinating glimpse into all aspects of living over 2,600 miles from the mainland. With her permission I am going to take parts of her past posts and e-mails to me and reproduce them here. I will add some of my own comments to her narrative. Some of what she has to share is what I expecte...

This is a guest post from Kendal Perez that first ran four years ago. The information remains relevant and helpful as our retirement planning must include our beloved pets. Please add fresh comments to the end of the post if this helps you. According to a recent article in USA Today, Americans spent over $50 billion on their pets last year, up from $10.1 billion just four years earlier. That's a lot of money for Max or Fluffy, but still nothing compared to the unconditional love they shell out for you every day. As the proud owner of two Labrador-Australian Shepard mixes, I'm no stranger to the rising cost of pet care. In addition to frequent exercise and annual check-ups, my husband and I save hundreds of dollars on pet care by adopting the following savvy strategies. 1. Create an Emergency Fund There are at least nine reasons for an emergency fund, according to Kiplinger, including the ability to offset a costly vet bill should your beloved animal need expensive treatmen...