Ready or not, the new year is coming. To give myself time to recharge, I will be taking the week off between Christmas and Near Year's. Look for a fresh post on January 2nd.
No, it is not the massive increase in ACA premiums for those who must buy on the individual market. Nor is it the similar increase in deductibles and copays for the health insurance that the 80% of us who get coverage through our jobs must face. No, it is not the consolidation of the industry, where a handful of companies control our options. Nor, is it the immoral increases in life-saving drug costs. No, it is not the inability of our political "leaders" to arrive at a solution that works for those in need. Heavens, they refuse to even talk with each other, preferring threats and slurs instead. Nor is it the slow acceptance by most of us that our health is primarily dependent on choices we make in diet, exercise, and lifestyle. The Number One problem with our health care future is.....uncertainty. Retirement is a period in our lives when we welcome many changes, new opportunities, new directions, a new sense of the possible. We take back control of the clock...
To my American readers: If you haven't already voted, then vote. Whatever you do, vote today. If you voted early, congratulations. You don't have to worry about long lines and unhappy people. Watch, or don't watch the results tonight - they will be the same. Wake up tomorrow with four thoughts: 1. It is over ( we hope!). 2. Tens of millions of your fellow countrymen will be very happy. 3. Tens of millions of your fellow countrymen will be very unhappy. 4. The sun will rise. See you with a fresh post tomorrow. I have every confidence our world will still be here.
A reader posed an interesting, and important question to me a few weeks ago. She is wondering about retired couples whose desires aren't always in alignment. What can be done if one half of a couple wants to go in one direction, while the other person doesn't. She cited travel as a good example of this type of conflict. One person really has his or her heart set on seeing the world, or at least someplace farther away than the local shopping mall. The other is a homebody and resists travel requests. Why? Health issues, financial worries, fear of uncertainty,....there are all sorts of reasons why travel is a turnoff for someone. This type of disagreement is important to resolve. Travel may be one obvious point of contention, but probably not the only one. In a post a few weeks ago, I wrote that loosening the purse strings is difficult for many of us. Downsizing or moving to someplace with a different climate, eliminating or adding possessions, redoing th...
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